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Better Insurance Coverage, Better Rates

Condo and Apartment Insurance in Edmonton

Just as you would insure any of your other important purchases, like cars, homes or rental property, so should you insure your condo or apartment purchases. Merit Insurance Services can help you find the best coverage and get you savings on condo insurance in Edmonton.

Though you may think homeowners insurance and condo insurance are the same, as they both protect your living space, they are, in fact, different. Home insurance will likely provide you with coverage for the structure of your home, other items on your property as well as the belongings inside your home. However, condo and apartment insurance is not responsible for covering any property or structure that does not technically belong to you.

Therefore, damage to the structure of the building in which your condo is located is not covered, as well as damage to any shared property like pools, sidewalks or hallways. Condo insurance is used only to protect your personal possessions, appliances, interior facing walls and other items that belong solely to you.

Most often, condo and apartment insurance will cover damage from the following:

  • Theft or break in
  • Fire and smoke
  • Lightening, windstorms or hail
  • Water leaks
  • Breakage of glass or windows

If you are in the market for condo or apartment insurance in Edmonton, let the professionals at Merit Insurance Services help you choose the right policy for your situation. We are available to answer any questions you might have. Give us a call today.

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