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Auto & Vehicle Insurance in Edmonton, Alberta

With Merit Insurance Services, you can expect great rates as well as fast, fair claims on your vehicle insurance in Edmonton. Why pay more for insurance coverage when you could be saving money through Merit Insurance Services? Savings, coverage and customer service are all reasons customers choose Merit Insurance Services and recommend us to their family and friends.

Vehicle Insurance Savings

Merit Insurance Services wants to get you the best rate and coverage to be sure you aren’t overpaying for your insurance. We even offer student discounts on our insurance coverage. To help save you even more, here are some quick tips to follow to get you the best price:

  • Shop around and request quotes online, don’t choose the first auto & vehicle insurance provider you see.
  • Always ensure all of your vehicles with the same provider as discounts are offered for multi-vehicle plans.
  • Ask about discounts for purchasing multiple policies. Most insurance companies offer discounts to clients who purchase both home and auto insurance through them.
  • If you can afford a higher out-of-pocket deductible in the event that something happens to your car, choose to raise your deductible. This will drop your insurance premiums.
  • If you drive an older car that is worth the same or less than your deductible, it may be a good idea to drop your collision coverage and put the savings away for the purchase of a new car.
  • Choose new vehicles wisely. Some makes and models come with higher risks which lead to higher insurance premiums. Be sure to consider this when choosing a new car to purchase.
  • Complete an accredited driver’s education course if you are a new driver. Though the course will cost you money initially, it will save you money on your insurance premiums.
  • Install an anti-theft device or added theft protection. Most insurance companies offer additional discounts for this.

RV Insurance

Merit Insurance Services can also provide you with RV insurance to protect your recreational vehicles in the event of an accident. There are many different plans and coverage options to consider depending on the type of RV you plan to purchase and what you plan to use it for. Because there are so many options, it is best to speak to your vehicle insurance provider first before making any purchases, as the cost of the insurance may impact which type of vehicle you choose to buy.

RV insurance is usually divided into three main areas based on the type of vehicle. These three areas are:

  • Class A, B, and C motor homes. These are the types that are driven to each location.
  • Trailers, such as travel trailers, tent trailers and truck campers, which are usually towed behind a vehicle.
  • Park models, which are those models that are towed to a motor park or other location and are typically left there for many seasons. They are considered mobile, but usually are not often moved after the original tow.

There is also additional protection you can choose to add to your RV coverage. Because of the size and weight of most motor homes, they can cause significantly more damage in the event of a crash. With this in mind, you may want to consider increasing your liability protection for damage to other people or property. You can also purchase additional coverage to protect the personal belongings inside your motor home or trailer.

As you can see, there are many things to consider when purchasing vehicle insurance in Edmonton. It is best to talk with your auto insurance agent before making any decision about the purchase of a new car or RV. They can help you decide on the best plan for you. For great rates and great advice on automobile and RV insurance talk to a vehicle insurance specialist today!

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